Credit card rate reduction

So excited! I just got a notice from my Credit Union that they are going to lower my rate from 12.99% to a fixed 9.99% rate for the life of my card. Let me tell you. I am excited! And I will also keep that letter in case they ever try to raise it again. I will keep them accountable for their word. I will not pay more than that.

You should try to call your credit card companies and tel them you want a rate decrease.  It usually works for me and it can’t hurt.  Don’t ask them, TELL them.  If you haven’t been late on payments and are in good standing, give it a shot.

Tags: credit-cards, interest rate

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